Canada · Cost of living by city

Cost of living in Toronto

Prices for October 2026

Monthly living costs in Toronto, Canada, built from prices read directly at the original sources. Choose the number of adults and children to calculate by household size; every price opens its list of sources.

Calculate by household size

Currency

Total per month CAD 2,916 ≈ US$2,045

  • Rent (1-bedroom) CAD 2,156
  • Electricity, water, gas CAD 89
  • Internet & mobile CAD 180
  • Groceries CAD 139
  • Eating out CAD 209
  • Transport CAD 144

Amounts are rounded to the nearest unit, so the parts may differ from the total by 1 or 2 units. International school fees and other reference items are not included. How households are built is explained in How it is calculated.

Housing & utilities

Item Average price Low – high Samples Sources
Rent, 1-bedroom apartment, outside the centre CAD 2,156 / month CAD 1,590 – 2,600 15
15 sources
Rent, 3-bedroom apartment, outside the centre CAD 3,198 / month CAD 2,550 – 4,800 15
15 sources
Electricity, 200 kWh CAD 69.70 / month CAD 69.03 – 70.37 2
2 sources
Electricity, 450 kWh CAD 104 / month CAD 102 – 105 2
2 sources
Water, 4 m³ CAD 19.45 / month CAD 19.45 – 19.45 2
2 sources
Water, 15 m³ CAD 72.94 / month CAD 72.94 – 72.94 2
2 sources

Internet & mobile

Item Average price Low – high Samples Sources
Fixed internet, 100 Mbps or faster CAD 97.50 / month CAD 85 – 110 2
2 sources
Mobile plan, 10 GB or more CAD 82.50 / month CAD 80.00 – 85.00 2
2 sources

Groceries

Online retail prices of everyday items; a fixed basket of 15 items.

Item Average price Low – high Samples Sources
White rice CAD 3.41 / kg CAD 2.50 – 4.44 3
3 sources
Sandwich bread, 500 g loaf CAD 2.24 / loaf CAD 1.73 – 2.57 3
3 sources
Fresh milk CAD 2.05 / litre CAD 1.61 – 2.74 3
3 sources
Hen eggs CAD 0.33 / egg CAD 0.31 – 0.35 4
4 sources
Chicken breast fillet CAD 16.75 / kg CAD 12.46 – 21.03 2
2 sources
Fresh beef CAD 17.49 / kg CAD 16.92 – 17.78 3
3 sources
Tomatoes CAD 4.97 / kg CAD 4.34 – 5.45 3
3 sources
Potatoes CAD 1.67 / kg CAD 1.52 – 1.75 3
3 sources
Onions CAD 2.77 / kg CAD 1.62 – 3.97 3
3 sources
Lettuce CAD 2.63 / head CAD 2.44 – 2.97 3
3 sources
Apples CAD 3.41 / kg CAD 2.92 – 3.65 3
3 sources
Bananas CAD 1.70 / kg CAD 1.50 – 1.89 2
2 sources
Oranges CAD 3.54 / kg CAD 2.92 – 4.39 3
3 sources
Vegetable cooking oil CAD 3.65 / litre CAD 2.92 – 4.20 3
3 sources
Bottled water, 1.5 litres CAD 0.96 / bottle CAD 0.74 – 1.17 2
2 sources

Eating out

Item Average price Low – high Samples Sources
Meal at an inexpensive restaurant (main course, soft drink) CAD 17.13 / meal CAD 14.11 – 22.58 3
3 sources
Meal at a mid-range restaurant (starter or dessert, main course, soft drink) CAD 35.98 / meal CAD 31.04 – 41.43 3
3 sources

Transport

Item Average price Low – high Samples Sources
Monthly public transport pass, adult CAD 144 / month CAD 143 – 145 2
2 sources
Monthly public transport pass, child CAD 0.00 / month CAD 0.00 – 0.00 2
2 sources

School fees (reference)

For reference only; not added to the total.

Item Average price Low – high Samples Sources
International school tuition, Grade 3 CAD 42,829 / year CAD 32,000 – 46,270 5
5 sources

How it is calculated

  1. Prices: each item is the average of samples read straight from the original source: supermarket web shops, official tariffs of electricity, water, gas, mobile and transport operators, rental listings and restaurant menus. No price-aggregator sites are used. Every item opens its list of sources. Rents are for apartments outside the city centre.
  2. Housing: 1 to 2 people rent a 1-bedroom apartment; 3 to 6 people rent a 3-bedroom apartment. The calculator accepts households of up to 6 people because the largest apartment in the data has 3 bedrooms.
  3. Electricity, water, gas: linear interpolation by household size between the 1-person level (electricity 200 kWh, water 4 m³, gas 100 kWh) and the 4-person level (electricity 450 kWh, water 15 m³, gas 225 kWh); above 4 people the same slope is extended. Gas is left out where most apartments cook on electricity.
  4. Groceries: a fixed basket of 15 everyday items at online retail prices, one basket per adult and 0.6 of a basket per child. It is not a household’s full food spending.
  5. Eating out: per adult, 8 meals at an inexpensive restaurant and 2 at a mid-range restaurant a month; children are not counted.
  6. Internet and mobile: one internet plan per household and one mobile plan per adult.
  7. Transport: one adult monthly pass per adult and one child monthly pass per child.
  8. International school fees and other reference items are shown for information and are not added to the total.
  9. Where an item lacks enough data, that part and the total read “Not enough data”. Prosperous Intelligence does not estimate in its place.
  10. Conversion to US dollars uses central-bank exchange rates fixed to one day for the whole batch; the rate date and the dates prices were read are on the Data sources page.

See also

Reference data, not financial advice. Prices change over time; this page shows the prices of the month stated at the top.