Canada · Cost of living by city
Cost of living in Toronto
Prices for October 2026
Monthly living costs in Toronto, Canada, built from prices read directly at the original sources. Choose the number of adults and children to calculate by household size; every price opens its list of sources.
Calculate by household size
Total per month CAD 2,916 ≈ US$2,045
- Rent (1-bedroom) CAD 2,156
- Electricity, water, gas CAD 89
- Internet & mobile CAD 180
- Groceries CAD 139
- Eating out CAD 209
- Transport CAD 144
Amounts are rounded to the nearest unit, so the parts may differ from the total by 1 or 2 units. International school fees and other reference items are not included. How households are built is explained in How it is calculated.
Housing & utilities
| Item | Average price | Low – high | Samples | Sources |
|---|---|---|---|---|
| Rent, 1-bedroom apartment, outside the centre | CAD 2,156 / month | CAD 1,590 – 2,600 | 15 | |
| Rent, 3-bedroom apartment, outside the centre | CAD 3,198 / month | CAD 2,550 – 4,800 | 15 | |
| Electricity, 200 kWh | CAD 69.70 / month | CAD 69.03 – 70.37 | 2 | |
| Electricity, 450 kWh | CAD 104 / month | CAD 102 – 105 | 2 | |
| Water, 4 m³ | CAD 19.45 / month | CAD 19.45 – 19.45 | 2 | |
| Water, 15 m³ | CAD 72.94 / month | CAD 72.94 – 72.94 | 2 |
Internet & mobile
| Item | Average price | Low – high | Samples | Sources |
|---|---|---|---|---|
| Fixed internet, 100 Mbps or faster | CAD 97.50 / month | CAD 85 – 110 | 2 | |
| Mobile plan, 10 GB or more | CAD 82.50 / month | CAD 80.00 – 85.00 | 2 |
Groceries
Online retail prices of everyday items; a fixed basket of 15 items.
| Item | Average price | Low – high | Samples | Sources |
|---|---|---|---|---|
| White rice | CAD 3.41 / kg | CAD 2.50 – 4.44 | 3 | 3 sources |
| Sandwich bread, 500 g loaf | CAD 2.24 / loaf | CAD 1.73 – 2.57 | 3 | 3 sources |
| Fresh milk | CAD 2.05 / litre | CAD 1.61 – 2.74 | 3 | 3 sources |
| Hen eggs | CAD 0.33 / egg | CAD 0.31 – 0.35 | 4 | 4 sources |
| Chicken breast fillet | CAD 16.75 / kg | CAD 12.46 – 21.03 | 2 | 2 sources |
| Fresh beef | CAD 17.49 / kg | CAD 16.92 – 17.78 | 3 | 3 sources |
| Tomatoes | CAD 4.97 / kg | CAD 4.34 – 5.45 | 3 | 3 sources |
| Potatoes | CAD 1.67 / kg | CAD 1.52 – 1.75 | 3 | 3 sources |
| Onions | CAD 2.77 / kg | CAD 1.62 – 3.97 | 3 | 3 sources |
| Lettuce | CAD 2.63 / head | CAD 2.44 – 2.97 | 3 | 3 sources |
| Apples | CAD 3.41 / kg | CAD 2.92 – 3.65 | 3 | 3 sources |
| Bananas | CAD 1.70 / kg | CAD 1.50 – 1.89 | 2 | 2 sources |
| Oranges | CAD 3.54 / kg | CAD 2.92 – 4.39 | 3 | 3 sources |
| Vegetable cooking oil | CAD 3.65 / litre | CAD 2.92 – 4.20 | 3 | 3 sources |
| Bottled water, 1.5 litres | CAD 0.96 / bottle | CAD 0.74 – 1.17 | 2 | 2 sources |
Eating out
| Item | Average price | Low – high | Samples | Sources |
|---|---|---|---|---|
| Meal at an inexpensive restaurant (main course, soft drink) | CAD 17.13 / meal | CAD 14.11 – 22.58 | 3 | |
| Meal at a mid-range restaurant (starter or dessert, main course, soft drink) | CAD 35.98 / meal | CAD 31.04 – 41.43 | 3 |
Transport
| Item | Average price | Low – high | Samples | Sources |
|---|---|---|---|---|
| Monthly public transport pass, adult | CAD 144 / month | CAD 143 – 145 | 2 | |
| Monthly public transport pass, child | CAD 0.00 / month | CAD 0.00 – 0.00 | 2 |
School fees (reference)
For reference only; not added to the total.
| Item | Average price | Low – high | Samples | Sources |
|---|---|---|---|---|
| International school tuition, Grade 3 | CAD 42,829 / year | CAD 32,000 – 46,270 | 5 |
How it is calculated
- Prices: each item is the average of samples read straight from the original source: supermarket web shops, official tariffs of electricity, water, gas, mobile and transport operators, rental listings and restaurant menus. No price-aggregator sites are used. Every item opens its list of sources. Rents are for apartments outside the city centre.
- Housing: 1 to 2 people rent a 1-bedroom apartment; 3 to 6 people rent a 3-bedroom apartment. The calculator accepts households of up to 6 people because the largest apartment in the data has 3 bedrooms.
- Electricity, water, gas: linear interpolation by household size between the 1-person level (electricity 200 kWh, water 4 m³, gas 100 kWh) and the 4-person level (electricity 450 kWh, water 15 m³, gas 225 kWh); above 4 people the same slope is extended. Gas is left out where most apartments cook on electricity.
- Groceries: a fixed basket of 15 everyday items at online retail prices, one basket per adult and 0.6 of a basket per child. It is not a household’s full food spending.
- Eating out: per adult, 8 meals at an inexpensive restaurant and 2 at a mid-range restaurant a month; children are not counted.
- Internet and mobile: one internet plan per household and one mobile plan per adult.
- Transport: one adult monthly pass per adult and one child monthly pass per child.
- International school fees and other reference items are shown for information and are not added to the total.
- Where an item lacks enough data, that part and the total read “Not enough data”. Prosperous Intelligence does not estimate in its place.
- Conversion to US dollars uses central-bank exchange rates fixed to one day for the whole batch; the rate date and the dates prices were read are on the Data sources page.
See also
Cost of Living Index (0–100 scale) · Country profile: Canada · Cities in Canada · All cities
Reference data, not financial advice. Prices change over time; this page shows the prices of the month stated at the top.